NIRA is a consumer finance company offering small ticket loans to working Indians. At NIRA, our mission is to promote financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.NIRA was 1 of the 10 companies selected for the inaugural Techstars Accelerator in India. NIRA was also 1 of the 10 companies selected for Class III of the Google Launchpad Accelerator India. In 2020, NIRA was 1 of the 8 finalists of the AWS Startup Architecture Challenge. NIRA has raised $3m+ in seed & pre-series A funding.
As one of the primary engineers on the team, you’ll be working on mission critical systems our growing customer base (from ~4mn today). You’ll work on a breadth of systems including real time decision engines, loan origination, collection, dynamic credit, deep integrations with Indian banks, KYC, smart document processing & our internal applications to support critical credit and collections workflows.
You’ll carry significant responsibility and ownership of the technology build out that would power the scale and quality of our next phase of growth.
Roles & responsibilities:
Skills & Qualifications:
Our Tech Stack The primary interface for our 25000 odd daily active users is our Android app written in Java. On the backend we have 100+ microservices with serverless deployment that handle the entire user services and workflow management from onboarding, data collection, decision engine, document processing, disbursals and collections. This is complemented with an internal nodeJS application for Operations workflow management. Our data science modules & decision engines are written in Python and deployed over serverless architecture as well. We have dynamoDB as our primary database, and AWS Glue based ETL architecture for our secondary database. Querying on the secondary database is via Athena. In addition to internal security controls, we annually undertake third party security reviews and audits across our codebase and applications